Community Reinvestment Act

Our Commitment to the Community

At BLC Community Bank, we are dedicated to making a positive impact in the Fox Valley region. Our commitment to community service and reinvestment is a cornerstone of our mission.

The Community Reinvestment Act (CRA) requires banks to meet the credit needs of the communities in which they operate. At BLC Community Bank, we take this responsibility seriously and are proud of our efforts to foster economic development, affordable housing, and support for local businesses.

Access Our CRA Public File

View the full CRA Public File Here

CRA Performance Evaluation

A copy of the bank’s most recent CRA Performance Evaluation.

CRA Evaluation (PDF)

Branch Information

A list of the bank’s current branch information with street address, geographies, services, and hours of operation.

Deposit Account Fee Schedule

Fee schedule for retail banking products.

Deposit Fee Schedule (PDF)

Assessment Areas

Maps of each assessment area showing the boundaries and income of the area and identifying the geographies contained within the area.

CRA Assessment Area (PDF)

Loan To Deposit Ratio

Loan-to-Deposit Ratio (PDF)

Home Mortgage Disclosure Act (HMDA)

The HMDA data about our residential mortgage lending are available online for review.

The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau's website.

HMDA data for many other financial institutions are also available at this website.

Notice to be provided to members of the public upon request § 1003.5(b)(2) and (c).